Red Envelope, Ep 14: Building Blocks of Prosperity

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Everyone should have equal access to the building blocks of prosperity. We must strive to create more opportunities for people to truly thrive, to create an environment without economically induced fears or setbacks. Simply being included in the formal banking system will never be enough.

This is why we must strive to make banking better. In this episode Bradley Leimer talks with Kosta Peric, Deputy Director, Financial Services for the Poor at the Bill and Melinda Gates Foundation about his background at SWIFT and Innotribe, and the Gates Foundation’s new open source payments platform, Mojaloop, and the different ways they are focused on meeting the financial services needs of the poor.



Arunkumar Krishnakumar

Venture Capital, Blockchain, Crypto, Fintech and AI

#Inclusion is the new #Innovation. Arun is a Venture capital investor, speaker and writer with particular interest in Fintech, Blockchain, Crypto and AI. He loves use cases with a strong emerging markets angle to them, serving the underserved and tapping the untapped.


Theodora Lau

Founder, Speaker, Writer, Startup Advisor

Theo is a speaker, writer, and advisor, whose work seeks to spark innovation to improve consumer financial well-being and health. She is the founder of Unconventional Ventures, which focuses on developing and growing an ecosystem of corporates, entrepreneurs, and VCs to better address the unmet needs of consumers, with keen interests in women and minority founders.

Bradley Leimer

Bradley Leimer

Writer, Speaker, Advisor on Banking & Technology

Bradley is Co-Founder of Unconventional Ventures, which connects founders to funders, provides mentorship to entrepreneurs, advisory to corporates, and broadens opportunities for diversity within the ecosystem. His belief is that anyone with great ideas should have a chance to succeed.



Kosta Peric, Deputy Director, Financial Services for the Poor at the Bill and Melinda Gates Foundation  @copernicc

Kosta Peric is a visionary technologist and thought leader, that has been working in the fusion between technology, finance and innovation. One of the top fintech worldwide personalities, he is Deputy Director, Financial Services for the Poor, at the Bill & Melinda Gates Foundation, where he leads the team that focuses on finance inclusion and digital payments. From governance through business models to technology, from ideas through architecture to development, he oversees the strategy and grants to deliver secure, reliable and affordable financial inclusion and digital payment solutions.


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